Punjab Kisaan Card Loan Increased: The biggest good news for the people of Punjab is that the Punjab government, under the leadership of Chief Minister Maryam Nawaz Sharif, has launched an important initiative to empower farmers through Kisaan Card Punjab 2025. The loan limit for farmers has been increased from Rs 1.5 lakh to Rs 3 lakh. This will help modernize agriculture and remove the burden on farmers. To know how you can benefit from this program, you have to stay connected till the end of this article, and you will also be told in full detail about the registration.
What is the Kisan Card?
The Punjab Kisan Card 2025 is a specialized debit-style card issued to eligible farmers by the Punjab government in collaboration with the Bank of Punjab (BOP). It offers farmers convenient access to interest-free or low-interest agricultural loans, allows the purchase of fertilizers and seeds, and connects them to various government support schemes tailored for the farming community. With this card, farmers can manage their agri-input purchases more efficiently and avoid the exploitation of informal loan sharks.
Major Updates in 2025: Doubling of Loan Limit
One of the most notable developments in 2025 is the substantial hike in the agricultural loan cap, rising from Rs. 1.5 lakh to Rs. 3 lakh. This enhancement will directly benefit farmers across the province, particularly those cultivating crops such as wheat, cotton, and rice. Kisan Card Punjab 2025.
Key Benefits of This Loan Update
- Loan Amount: Now Rs. 3 lakh, up from Rs. 1.5 lakh.
- 30% Subsidy: On total agri-inputs purchased.
- 20% Discount: On fertilizer purchases.
- Zero Markup: Interest-free seasonal loans.
- No Hidden Fees: Complete end to service charges and processing costs.
Eligibility Criteria for Kisan Card 2025
To qualify for this scheme, farmers must meet the following conditions:
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- Punjab Domicile: Proof of permanent residence in Punjab is essential for the application.
- Land Ownership: Own agricultural land ranging from 1 acre to 25 acres.
- No Outstanding Loans: Should not have any default history with banks.
- Registration: Farmers must be registered with the Punjab Agriculture Department.
- To check eligibility, send your CNIC in this format
- PKC space CNIC Number
- SMS to 8070
How to Apply for the Kisan Card?
Getting a Kisan Card is easy and mobile-friendly. Here’s a simple step-by-step guide to help farmers complete their registration:
SMS Registration
- Type PKC space CNIC number
- Send to 8070
Visit the Nearest Agriculture Office
- For assistance in registration and documentation.
Bank of Punjab Branch
- Once approved, you can collect your card from your nearest BOP branch.
Helpline Support
- Call 0800-17000 (from 8 AM to 8 PM) for guidance.
5 Lakh Cards to Be Issued
The Punjab Government aims to distribute Kisan Cards to over 5 lakh farmers, out of which 7.5 lakh acres of land will be covered under this scheme. This strategic expansion ensures that a large portion of Punjab’s agrarian population is included in the formal financial system.
CM Maryam Nawaz’s Vision – “Sona Ugla Punjab”
Chief Minister Maryam Nawaz has announced this initiative as a key element of her comprehensive “Sona Ugla Punjab” campaign, aimed at turning Punjab’s agriculture sector into a thriving goldmine of productivity and prosperity. Digitization of farming practices. Inclusion of women and youth in agri-business. Access to institutional credit through bank channels. Subsidized inputs and modern agri-technology.
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How Does the Card Help Farmers Practically?
Here’s a scenario of how a farmer can benefit from the new card system:
- The farmer owns 10 acres of land.
- Applicable for the Punjab Kisan Card.
- Receives a loan of Rs. 3 lakh.
- Buys fertilizer with a 20% discount.
- Gets interest-free repayment terms.
- Functions like a debit card and can be used at authorized vendors.
This system not only saves money but also adds convenience, transparency, and credit history for future financial support.
How to Check Kisan Card Application Status?
Once you’ve applied, you can monitor your application through:
- SMS Updates
- Punjab Agriculture Department Website
- BOP Branch Inquiry
- The QR code on the poster also provides direct access to the online portal.
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