Kisaan Card Benefits for Kharif
Kisaan Card Benefits for Kharif 2025: The Punjab government has announced a major and welcome development in the Kisan Card scheme for farmers at the start of the Kharif season 2025, which has become a memorable moment in Pakistan’s agricultural history.
This card aims to provide agricultural facilities to the farmers of Punjab in a modern, transparent, and easy way, so that they can take better care of their lands and get more production. Its main objectives are as follows:
- Provision of interest-free loans – Providing interest-free loans to farmers at the beginning of the season.
- Purchase of agricultural inputs – Financial assistance for the purchase of seeds, fertilizers, medicines, and other essential items.
- Digital agricultural system – Recording of farmer details, loans, and agricultural assistance digitally.
- Transparency and ease – Quick and transparent process of facilitation without referral and without hassle.
- Benefit of subsidies and government schemes – In the future, only those farmers who have a “Kisan Card” will be included in subsidies or government schemes.

Historic interest-free loan of Rs 84 billion
The Punjab government has announced the issuance of interest-free loans of Rs 84 billion to farmers for the Kharif 2025 season. This package is not only record-breaking in terms of value, but its scope is also very wide. So far, 628,000 farmers have benefited from this facility.
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Equal assistance for old and new farmers
23,000 old registered farmers have also been included in this scheme, while all the rest are new registered farmers. This shows that the Kisan Card has become a reliable scheme, on which rural farmers have expressed confidence.
Rs 45 billion released to farmers for agricultural needs
The Punjab government has so far released Rs 45 billion to meet the agricultural needs of farmers, so that they can purchase seeds, fertilizers, agrochemicals, and other inputs on time. This funding is expected to significantly increase crop production.
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Rs 30 billion allocated for fertilizer
To ensure a timely and affordable supply of fertilizer in the Kharif season, the government has allocated Rs 30 billion for the purchase of fertilizer alone. This initiative has reduced the financial distress of farmers and helped increase the fertility of the land.
Punjab: The only province where this facility is available
Punjab is currently the only province in Pakistan where not only loans but also the purchase of agricultural inputs, especially fertilizer, have been included through the Kisan Card. This success in the last two months was possible only due to the modern financing facility.
Kisan Card is a Digital Revolution
Kisan Card is not just a financial aid tool but a complete digital agricultural system, through which farmers can:
- Register online,
- Check loan status,
- And buy agricultural equipment in time at the beginning of the season.
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How to Register for Kisan Card
1. Eligibility:
- Permanent resident of Punjab.
- Land owner or registered tenant (tenant farmer).
- CNIC holder.
- Mobile number registered on CNIC.
2. Registration Steps:
Registration through the office
Visit the nearest Agriculture Office or Agriculture Center and submit the form along with the original CNIC, land details (individual/patwari report), and mobile number.
The concerned officer will complete the registration and inform you of the confirmation through SMS.
Registration through SMS
SMS your CNIC number to 8070.
Through an online app or website
Submit the form through the Punjab Agriculture web portal or the BOP (Bank of Punjab) mobile app.
Scan and upload documents (CNIC, land record, etc.).
3. After registration:
- After verification, the farmer is informed through SMS.
- Kisan Card (digital or physical) is issued.
- The loan and subsidy facility is activated.
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Conclusion:
This scheme has become a game-changer not only for farmers but also for the overall agricultural economy of Pakistan. If this momentum continues, not only will farmers be prosperous, but Punjab will also embark on the path of agricultural self-sufficiency.
This is the time for rural development, food self-sufficiency, and modernization of agriculture, and the Kisan Card has emerged as a shining example in this journey.