KP CM Unveils ‘Ehsaas Apna Ghar’ interest-free loans scheme for house construction

Ehsaas Apna Ghar

Khyber Pakhtunkhwa Chief Minister formally launches “Ehsaas Apna Ghar” scheme. Peshawar (July 8, 2025): Khyber Pakhtunkhwa Chief Minister Ali Amin Khan Gandapur formally launched the Ehsaas Apna Ghar scheme in a special ceremony at the Chief Minister’s House, Peshawar, under which interest-free loans will be provided to low-income earners for the construction, expansion, or repair of houses.

Scheme details:

  • Maximum loan: Rs. 1.5 million
  • Total loan amount: Rs. 4 billion, to be continued for seven years through a revolving fund
  • Repayment period: 7 years, monthly installment limit of Rs. 18,000

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Eligibility criteria:

  • Age: 18 to 65 years
  • Monthly income: Less than Rs 150,000
  • The owner of the house must have their land.
KP CM Unveils ‘Ehsaas Apna Ghar’ interest-free loans scheme for house construction

Application and distribution process:

  • Transparent selection: 

Applicants will be selected through a computerized balloting system.

  • In the first phase, appointments will be made in proportion to the population in all districts of the province.
  • The initial cheques were also presented to the recipients at the ceremony.

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Chief Minister’s statement:

Chief Minister Gandapur said that this scheme is part of the vision of Pakistan Tehreek-e-Insaf founder Imran Khan and is a big step towards providing dream homes to the low-income sections of the province.

He added that “work on solarization of houses in tribal and rural areas will also be started soon”, and the government will also invest heavily in health, education, clean drinking water, and infrastructure.

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See more Ehsaas:

This scheme is part of the Ehsaas programs of the Khyber Pakhtunkhwa government, which includes various programs like Ehsaas Nawaz, Ehsaas Hunar, and Ehsaas Rozgar. State initiatives will be taken on the basis of transparency and merit so that only the deserving people benefit from them.

How can you benefit?

  • Check that you are 18–65 years old, have a monthly income of less than Rs 150,000, and own land.
  • Wait for future advertisements or announcements from the Provincial Housing Department.
  • Apply and wait for selection through a computerized procedure.

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Conclusion:

This program will provide real help to low-income families in fulfilling their home dreams. Interest-free loans of up to Rs 15 lakh, easy installments, and a transparent process reflect the public welfare-oriented strategy of the Pakistan Tehreek-e-Insaf government.

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