Cm Apni Chhat Apna Ghar scheme
CM Apni Chhat Apna Ghar scheme . The Punjab government’s “Apni Chhat, Apna Ghar” program has become a ray of hope for the homeless and low-income citizens of the province. The aim of this scheme is not only to provide housing, but also to enable a new beginning towards a dignified life. On July 14, 2025, a high-level meeting chaired by Punjab Chief Minister Maryam Nawaz Sharif reviewed the program in detail and set future goals.

Program Overview
- Currently, loans have been disbursed for 51,911 houses.
- The total loan amount is around Rs. 60.5 – 65 billion, finally disbursed to deserving families through banks.
- 45,178 houses are under construction, and 6,160 houses have been completed.
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CM’s Points
- Program Progress:
The CM appreciated the target of providing shelter to the people and directed to further acceleration the pace of development works.
- KPI System:
The CM said that all decisions are being taken based on Key Performance Indicators to ensure transparency and public convenience.
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- Proof of Service:
He argued that when a poor person receives the key of a house, the state fulfills its moral responsibility; it is the end of traditional politics, the beginning of public service.
- Social Impact:
The CM said that this program is not just building houses, but is rebuilding the lives of the destitute—a large number of deserving people are being provided permanent housing.
- Leadership Vision:
She referred to the vision of PML-N leader Mian Nawaz Sharif and said that its aim is to provide safe and stable housing to the low-income groups.
- Personal Commitment:
The Chief Minister reiterated her pledge that she would work day and night to ensure that no citizen of Punjab has to leave their homes.
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Future Steps
- The Chief Minister ordered the implementation of the following points for the future:
- Further acceleration of the construction pace
- Digital verification of applications
- Priority to women, orphans, and disabled people
- Expanding the scope of the scheme in every district
Conclusion
The “Apni Chhat, Apna Ghar” scheme is not only a government project, but it is a new concept of social welfare. Through this, the Punjab government has proven that if the intention is clear and the vision is clear, public service can become not just a slogan but a reality.
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